VIPB Asset Management Company Limited (VIPB AMCL, we, us, or our) is committed to protecting the privacy, confidentiality, and security of the personal and non-public information of its current, prospective, and former clients, investors, and users of its digital platforms. This Privacy Policy explains how information is collected, used, disclosed, and safeguarded through our website, digital tools, and related services. By accessing or using any VIPB AMCL website, digital platform, or service, you acknowledge that you have read, understood, and agreed to this Privacy Policy. VIPB AMCL reserves the right to amend this Policy at any time, and continued use of our services constitutes acceptance of any revisions.

In the course of providing products and services, VIPB AMCL may collect non-public personal information including information provided through applications, contact forms, subscriptions, correspondence, or investor communications; information relating to investments, transactions, and account activity; information captured through website usage, calculators, newsletters, and analytics tools; and technical data such as IP address, device type, browser information, cookies, and usage statistics. Such information is collected solely for legitimate business, operational, regulatory, and security purposes and in accordance with applicable laws and regulations.

Information collected by VIPB AMCL may be used to provide and service investment products, process transactions, maintain investor records, communicate fund updates and disclosures, improve website functionality and user experience, comply with legal and regulatory requirements, and prevent fraud or unauthorized activity. VIPB AMCL does not sell personal information to third parties.

As a matter of policy, VIPB AMCL does not disclose personal or non-public information to non-affiliated third parties except where disclosure is required or permitted by law, necessary to service investor accounts, or required to comply with regulatory obligations. Information may be shared with trustees, custodians, auditors, brokers, service providers, or technology partners engaged to perform services on our behalf, provided such parties are contractually obligated to maintain confidentiality and use the information solely for the intended purpose. Information may also be disclosed to regulatory authorities, law enforcement agencies, or courts where legally required, or with the consent or written request of the investor.

VIPB AMCL maintains reasonable physical, electronic, and procedural safeguards designed to protect personal and non-public information from unauthorized access, misuse, loss, or disclosure. Access to such information is restricted to authorized personnel who require it to perform their professional responsibilities. While reasonable security measures are implemented, no system can be guaranteed to be fully secure, and users acknowledge the inherent risks associated with internet-based communications.

The VIPB AMCL website may use cookies and similar technologies to enhance functionality, analyze traffic, and improve user experience. Users may manage cookie preferences through their browser settings, although disabling cookies may limit certain website features. Our website may also contain links to third-party websites or platforms, for which VIPB AMCL is not responsible, and users are encouraged to review the privacy practices of such third parties independently.

VIPB AMCL reserves the right to make operational, technical, or functional changes to its website and digital services and to perform maintenance, upgrades, or system updates that may temporarily limit availability without prior notice. When users access or utilize any VIPB AMCL digital service using their login credentials or security details, such use will be deemed authorization for VIPB AMCL to act upon instructions received through the platform and to provide the requested service functionality. Users are solely responsible for ensuring the accuracy and completeness of all information and instructions submitted through the Service, and VIPB AMCL shall not be liable for losses arising from incorrect, incomplete, or unauthorized instructions.

Users are responsible for safeguarding their login credentials, passwords, PINs, and security details and must ensure that such information is not disclosed or accessible to unauthorized persons. Users are advised to avoid accessing the Service from public or unsecured networks or devices and will be responsible for any loss or misuse resulting from failure to adequately protect their credentials or equipment. VIPB AMCL shall not be liable for errors or losses resulting from user mistakes, including incorrect personal details, account information, or transaction inputs. Users acknowledge that VIPB AMCL cannot guarantee protection of user systems or devices against cyber threats, hacking, or unauthorized activity, and use of the Service is at the user’s own risk.

Users agree to pay any applicable fees or charges associated with VIPB AMCL products or digital services as disclosed from time to time, and VIPB AMCL reserves the right to revise such fees in accordance with applicable laws and regulatory requirements. Certain features or functionalities of the Service may depend on third-party platforms or providers, and VIPB AMCL shall not be responsible for unavailability or suspension of services resulting from third-party system issues or termination.

Investment in mutual funds and capital market instruments involves market risk, including the possible loss of principal. Past performance is not indicative of future returns. Investors are advised to carefully read the relevant prospectus and disclosures approved by the Bangladesh Securities and Exchange Commission before investing.

For questions regarding this Privacy Policy or data handling practices, users may contact VIPB Asset Management Company Limited at Police Plaza Concord, Tower 1, Level 11, Plot 2, Road 144, Gulshan 1, Dhaka 1212 or via email at info@vipbamc.com.